Disclaimer

1. Not a Licensed Real Estate Broker

ZeroRealEstateFees.com and its operator, Razvan Constantin, are not licensed real estate brokers or agents in the State of Georgia or any other state. We operate as real estate acquisition specialists who buy, sell, and facilitate direct transactions between parties.

We do not represent buyers or sellers as an agent. We do not list properties on the MLS (Multiple Listing Service) on behalf of others. Any transaction facilitated through this website is between two private parties, and we strongly encourage all parties to consult a licensed real estate attorney before signing any contract.

2. Not Legal or Financial Advice

All content on this website — including articles, blog posts, descriptions of seller financing, reverse mortgage comparisons, rent-to-own structures, and creative financing strategies — is provided for general informational purposes only. It does not constitute:

• Legal advice or the practice of law
• Financial advice or investment recommendations
• Tax advice
• Real estate brokerage services
• Mortgage or lending advice

You should consult with a licensed real estate attorney, CPA, or financial advisor before entering into any real estate transaction, seller financing agreement, or installment sale arrangement.

3. Seller Financing and Creative Finance

We discuss seller financing, installment sales, rent-to-own agreements, subject-to transactions, and other creative real estate financing structures on this website and in our marketing materials. These structures carry legal, tax, and financial implications that vary by state, property type, and individual circumstances.

Information about these strategies is provided for educational purposes only. We are not responsible for any outcomes resulting from a party's decision to enter into such arrangements based on information found on this website. All terms of any actual transaction must be reviewed by qualified legal and financial professionals.

4. Reverse Mortgage Comparisons

This website may include comparisons between seller financing and reverse mortgages. These comparisons are provided to help homeowners understand their options and are not intended to disparage any licensed financial product or institution. Reverse mortgages are regulated financial products with their own benefits and risks. We encourage all senior homeowners to consult a HUD-approved housing counselor before making any decision about a reverse mortgage or alternative.

A list of HUD-approved housing counselors is available at hud.gov.

5. Property Values and Estimates

Any property values, price estimates, savings calculations, or market information provided on this website are approximate and for illustrative purposes only. Actual property values depend on numerous factors including location, condition, market conditions, comparable sales, and professional appraisal. We make no guarantee regarding the accuracy of any valuation or savings estimate shown on this Site.

6. Testimonials and Results

Any testimonials or case studies presented on this website represent individual experiences and results. They are not guarantees of future results. Real estate outcomes vary significantly based on property type, location, market conditions, and individual circumstances. Your results may differ.

7. Facebook and Social Media Advertising

We advertise on Facebook, Instagram, and other social media platforms. Our ads and boosted posts are subject to Meta's advertising policies, including the Special Ad Category requirements for Housing. We comply with the Fair Housing Act and do not discriminate in our advertising or business practices on the basis of race, color, national origin, religion, sex, familial status, or disability.

Blog posts and articles promoted through social media are for informational and advertising purposes only. They do not constitute professional advice. Always do your own research and consult a professional before making any real estate decision.

8. Fair Housing Statement

ZeroRealEstateFees.com is committed to the principles of the Fair Housing Act. We do not discriminate against any person because of race, color, religion, national origin, sex, familial status, disability, or any other protected class under applicable federal, state, or local law. We serve all clients and communities equally.

9. No Guarantee of Service

Submitting information through our website does not guarantee that we will be able to purchase your property, connect you with a buyer, or provide any specific service. We reserve the right to decline any transaction at our sole discretion.

10. Accuracy of Information

While we make every effort to keep information on this website current and accurate, we make no representations or warranties about the completeness, accuracy, reliability, or suitability of any information on the Site. Any reliance you place on such information is strictly at your own risk.

11. Contact

If you have questions about this Disclaimer or our business practices, please contact us:

• Phone: (404) 424-9940
• Website: zerorealestatefees.com
• Location: Lawrenceville, Georgia 30046